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Most home insurance policies will cover everyday personal items such as appliances, furniture, clothing, etc. in the event of a theft or loss. While other valuable items such as jewelry, personal computers, or antiques can be included in this coverage, the value paid out may not be enough to cover the cost of replacement. Some items may not be covered at all due to various exclusions and limitations on homeowner coverage. A personal article floater is stand-alone insurance coverage that is either a separate policy or an endorsement added to your homeowner’s insurance policy, depending on your carrier. It covers valuable personal property that often requires more coverage than what is provided by an insured’s homeowner policy. Examples of personal property that can be insured with a personal article floater include: • Jewelry • Furs • Cameras • Musical Instruments • Silverware • Personal Computers • Electronic Equipment • Fine Art items (Books, Rugs, Antiques) • Postage Stamps • Rare and Current Coins Let the insurance experts at Leslie Sawyer Insurance Agency, Inc. provides you more information about our insurance offerings.